Ajife is full of uncertainty, but three things are constant: death, taxes, and insurance. Without insurance, QuotesChimp would not be able to purchase our homes, since no bank would give us the money. Without insurance, many people would not dare to drive a car because of the high financial risk should there be an accident. Without insurance, "The Force" could not be with us, because the film Star Wars would never have been made. Without in�surance, life and commerce as we know it could not exist.